Last updated: 8 December 2025 – all crane finance rates, tax rules & safety compliance verified this week
Written & reviewed by the Ding Financial crane finance team – Australian Credit Licence 222640
20+ years specialist experience financing mobile cranes, tower cranes, and crawler cranes across NSW construction projects
⚠️ Important Disclaimer
All information on this page is general in nature and does not constitute personal financial, taxation, legal, or safety advice.
Rates, approval times, and eligibility are indicative only and vary based on individual circumstances, credit profile, crane type/age/capacity, project requirements, safety compliance, and lender criteria.
There are no guarantees on interest rates, approval speed, or funding timelines.
Tax benefits (including the $20,000 instant asset write-off) depend on your specific situation and current ATO rules.
Crane operations require specialized licensing, safety compliance, and insurance. This page does not provide safety or operational advice.
Please contact Ding Financial, your accountant, tax advisor, or licensed crane safety consultant before making any decisions.
Crane Finance NSW – Mobile, Tower & Crawler Cranes
Finance all crane types for NSW construction, infrastructure, and industrial projects. Mobile cranes (Franna, all-terrain, rough-terrain), tower cranes, crawler cranes, and specialized lifting equipment.
Compare 30+ specialist lenders, understand the $20k instant write-off, navigate safety compliance requirements, and get expert indicative quotes from Ding Financial (ACL 222640).
Trusted by 80+ NSW crane operators, construction companies, and infrastructure contractors.
📞 Speak to a crane finance specialist: 1300 DING FIN
Important Tax & Financial Disclaimer
General Information Only: The information provided on this page is for general guidance purposes only and should not be considered as professional tax, legal, or financial advice.
Seek Professional Advice: You must seek professional advice from a qualified accountant, tax advisor, or financial planner regarding your individual tax circumstances, strategies, and current regulations before making any financial decisions.
ATO Requirements: For official information about tax deductions, instant asset write-offs, depreciation schedules, and current ATO requirements, always cross-reference with the Australian Taxation Office website:
Tax laws and regulations are subject to change. Always verify current requirements with the ATO and consult with professional advisors before making equipment finance decisions.
NSW Crane Types & Indicative Finance Pricing – Expert Breakdown
Comprehensive guide covering all crane categories used in NSW construction, infrastructure, industrial, and mining projects. Pricing verified December 2025 with major NSW crane suppliers and lenders.
Mobile Cranes – Franna / Pick & Carry
Most common in NSW urban construction
Capacity Range:
15-60 tonne typical (Franna 15T, 25T, 40T most popular)
New Pricing:
- • 15T Franna: $350,000-$450,000
- • 25T Franna: $550,000-$750,000
- • 40T Franna: $850,000-$1.1M
- • 60T Pick & Carry: $1.3M-$1.8M
Used Pricing (3-8 years):
- • 15T Franna: $180,000-$280,000
- • 25T Franna: $350,000-$500,000
- • 40T Franna: $550,000-$750,000
Indicative Finance Rates:
6.5–9.5% p.a.*
New cranes: 6.5-8.0% | Used cranes: 8.0-9.5%
✅ Best For:
- • Urban construction sites (tight access)
- • Residential/commercial building
- • Steel erection (low-rise)
- • Quick mobilization requirements
Popular Brands in NSW:
Franna (Terex), Tadano, Grove, Kobelco
All-Terrain Cranes (AT Cranes)
Highway-legal, multi-axle cranes
Capacity Range:
60-500 tonne (80T, 130T, 220T most common NSW)
New Pricing:
- • 80T AT: $1.8M-$2.5M
- • 130T AT: $3.2M-$4.5M
- • 220T AT: $5.5M-$7.5M
- • 350T+ AT: $9M-$15M+
Used Pricing (3-10 years):
- • 80T AT: $1.2M-$1.8M
- • 130T AT: $2.2M-$3.2M
- • 220T AT: $3.8M-$5.5M
Indicative Finance Rates:
6.5–8.5% p.a.*
New: 6.5-7.5% | Used: 7.5-8.5% (excellent credit)
✅ Best For:
- • Major infrastructure projects
- • Bridge construction/demolition
- • High-rise commercial buildings
- • Wind farm installations
- • Mining/heavy industrial
Popular Brands in NSW:
Liebherr, Tadano (ex-Demag), Grove (Manitowoc), Terex
Rough-Terrain Cranes (RT Cranes)
Off-road capable, 4WD cranes
Capacity Range:
30-100 tonne (40T, 60T, 80T most popular)
New Pricing:
- • 40T RT: $850,000-$1.2M
- • 60T RT: $1.4M-$1.9M
- • 80T RT: $1.9M-$2.6M
- • 100T RT: $2.6M-$3.5M
Used Pricing (3-10 years):
- • 40T RT: $550,000-$850,000
- • 60T RT: $900,000-$1.3M
- • 80T RT: $1.3M-$1.8M
Indicative Finance Rates:
7.0–9.0% p.a.*
New: 7.0-8.0% | Used: 8.0-9.0%
✅ Best For:
- • Mining/quarry operations
- • Civil construction (dams, roads)
- • Regional/remote projects
- • Oil & gas infrastructure
- • Rough terrain access required
Popular Brands in NSW:
Tadano (GR series), Grove (RT series), Link-Belt, Terex
Tower Cranes (Hammerhead & Luffing)
High-rise construction cranes
Capacity Range:
4-20 tonne max load | 40-80m jib length typical
New Pricing:
- • Small tower (8T, 40m jib): $450,000-$650,000
- • Medium tower (12T, 60m jib): $850,000-$1.3M
- • Large hammerhead (16T, 70m): $1.5M-$2.2M
- • Luffing jib tower (confined sites): $2.5M-$4M+
Used Pricing (5-12 years):
- • Small tower: $280,000-$450,000
- • Medium tower: $550,000-$850,000
- • Large hammerhead: $950,000-$1.5M
Indicative Finance Rates:
7.5–10.0% p.a.*
New: 7.5-8.5% | Used: 8.5-10.0% (includes erection costs)
✅ Best For:
- • High-rise residential towers
- • Multi-storey commercial buildings
- • Long-term construction projects (12+ months)
- • Dense urban sites (luffing jib)
Popular Brands in NSW:
Potain (Manitowoc), Liebherr, Comansa, Raimondi
⚠️ Additional Costs:
- • Erection/dismantling: $80k-$250k+ per project
- • Foundation/base: $50k-$150k (engineer-designed)
- • Transport: $15k-$40k per move
- • Climbing costs (if applicable): $30k-$80k per climb
Ding Financial Crane Finance Expertise
*Indicative rates only. Actual rates vary based on credit profile, crane age/hours, safety compliance history, operator qualifications, project contracts, deposit amount, and lender criteria.
Ding Financial has 20+ years experience financing cranes for NSW construction companies, crane hire businesses, and infrastructure contractors. We understand crane-specific requirements including safety compliance, operator certification, insurance, and project-based lending. Contact us for personalized quotes across all crane types and brands.
Official ATO $20,000 Instant Asset Write-Off
Based on official Australian Taxation Office guidance - current for 2024-26 financial years
$20,000 Instant Asset Write-Off
Official ATO instant asset write-off for eligible cranes and lifting equipment
Eligibility Requirements
- •Business aggregated turnover less than $10 million
- •Asset cost less than $20,000 (ex GST if registered)
- •First used or installed ready for use 1 July 2024 – 30 June 2025 (law) | 1 July 2025 – 30 June 2026 (announced)*
- •Using simplified depreciation rules
- •Both new and second-hand assets qualify
How It Works
- •Per-asset basis: Write off multiple assets under $20k each
- •Immediate deduction: Claim full business portion in year of purchase
- •GST treatment: Exclude GST if registered, include if not
- •Business use only: Only claim business portion (not private use)
Assets $20,000 or More
If your asset costs $20,000 or more, it goes into the small business simplified depreciation pool:
- • 15% deduction in the first year
- • 30% deduction each subsequent year
- • If pool balance falls below $20,000, write off the entire balance
Important Exclusions & Limits
Passenger vehicles limited to $69,674 for depreciation purposes (excludes motorcycles and disability-modified vehicles)
- • Assets leased out (>50% of time)
- • R&D assets (special rules apply)
- • Capital works & buildings
- • Horticultural plants
Practical Example
Purchase: Computer for $6,800 (80% business use)
Instant Write-Off: $5,440 (80% of $6,800) in the year of purchase
Total cost ($6,800) is below $20,000 threshold ✓
Business can claim $5,440 deduction immediately, not spread over multiple years
* Legislative Status: The $20,000 instant asset write-off for 2024-25 (1 July 2024 to 30 June 2025) is confirmed law. The extension for 2025-26 (1 July 2025 to 30 June 2026) has been announced by the government but is not yet legislated. While the government has committed to this extension, it requires parliamentary passage before becoming law.
Important: This information is based on ATO guidance current as of December 2024. Tax laws change regularly. Consult a registered tax agent or accountant to ensure your specific situation qualifies for the instant asset write-off. Record keeping requirements apply.
Contact Ding Financial for Expert Crane Finance Assessment – No Obligation
Trusted by 80+ NSW crane operators and construction companies. 20+ years specialist experience. Compare 30+ lenders. Understand safety compliance requirements.
Australian Credit Licence 222640 | 20+ years crane finance experience | Trusted by 80+ NSW operators